You may need to list yourself as an excluded driver on the policy which means that if you end up behind the wheel of your car or any car for that matter you will have zero coverage.
You will be solely responsible for the cost of any damage you do to your car as well as other people and their vehicles if you drive a car as an excluded driver. Driving on a suspended or revoked license is the big leagues when it comes to traffic violations, but in most cases, driving on a revoked license is the more serious offense. A suspended license is a temporary loss of your driving privileges often due to an excessive amount of points on your license, driving without proof of insurance , or another major offense.
In some states, the suspension ends automatically, and your license is re-instated. In other states, you may have to apply to your DMV to have the suspension lifted.
There can be factors that lessen the severity of driving on a suspended license and one of these is whether or not you knew you were driving on a suspended license. There are a few different reasons you could be hitting the streets with a suspended license and not know it, but in most cases, it's due to unpaid traffic tickets. If you forget to send in the payment for a speeding ticket, your license may end up suspended and the next time you are pulled over, you could be in for a surprise, and possibly some handcuffs.
It should be noted that every state law is different in how it deals with driving on a suspended or revoked license and while Florida may give you the benefit of the doubt that you were unaware of the suspended status of your license, not every state will extend that courtesy. On the other hand, if you know your license is suspended and decide to drive anyway, the penalties become exponentially steeper. Again, this only applies to Florida.
This is the more serious of the two infractions. It means that your license has been canceled and after you meet any requirements or time frames imposed, you will need to reapply for an entirely new license. A revocation of a license is usually due to a serious infraction, such as a DUI. Your suspension time will absolutely be increased and in almost every state jail time is also on the table -- the odds of serving time will vary by state laws and the seriousness of your offense.
In almost every state, driving with a suspended or revoked license is a misdemeanor for a first offense. When you are a repeat offender with a second or third offense, you may be looking at a felony and will almost certainly be spending some time behind bars. A judge can also order additional requirements on a case-by-case basis," says Hunt. Operating a motor vehicle with a suspended, revoked or expired license may be tempting, but it is a huge and ultimately very expensive mistake.
While you may think you won't get caught, technology is making it easier for the police to determine the status of your license. In most cases, your license has been suspended or revoked because of a major driving offense, for example, DUI or reckless driving.
Adding driving with a revoked license will only increase your time without a license and will possibly land you in the clink. In addition to the fines for driving without a valid license, you can expect your insurance rates to increase. Driving with a suspended or revoked license is severely frowned upon by insurers, as they deem it high-risk behavior, so expect your rates to climb.
If your license is suspended or revoked for a long time think six months to a year or more it will only increase your insurance pain. Unless you are in the mood for a financial nightmare, never let an unlicensed driver get behind the wheel of your car. In almost all cases, car insurance follows the car, not the driver. That means if your unlicensed friend or family member is in an accident with your car, it will be your insurance policy that is on the hook. Unfortunately, since an unlicensed driver was behind the wheel, your insurance company is on solid legal ground to deny your claim, making you solely responsible for the cost of repairing or replacing your car.
If your friend was responsible for the accident, you could be picking up the tab for the other person's car, their medical bills and a legal defense if the other driver decides to sue you. In addition, you may receive a ticket, even if you aren't in the car at the time. You can expect a dramatic increase in your insurance costs and there is a good chance your insurance company will simply cancel your policy, which can make finding a new policy challenging, and expensive.
As a final kick in the pants, many states will impound a vehicle if an unlicensed driver is behind the wheel after a traffic stop or accident. Afterward, you will be paying the various fees handed down by law enforcement and the motor vehicle department to get your car out of the doghouse.
It turns out that there is a good reason to keep unlicensed drivers off the road. They are much more dangerous than licensed drivers. According to a study by the AAA Foundation for Traffic Safety, one in five fatal car crashes involves a driver who doesn't have a license or whose license status is unknown to law enforcement. According to their data, 6. When you add it all up it turns out that These accidents killed 21, people.
Once you make the leap to driving with a suspended license there is a good chance you will end up a repeat offender. The NHTSA data also looked at which states have the most fatal accidents with invalidly licensed drivers behind the wheel. The top five shook out as follows:. On the other side of the coin, these states had the fewest fatal accidents related to unlicensed drivers:.
If your license is suspended, there may be a way to get back on the road with a hardship license. Additionally, they will represent you and your rights in court as needed. Travis Peeler. Travis earned his J. Travis has written about numerous legal topics ranging from articles tracking every Supreme Court decision in Texas to the law of virtual reality. In his spare time off from the legal world and quest for knowledge, this 3rd degree black belt and certified instructor aspires to work with various charities geared towards bringing access to entertainment and gaming to all persons.
Jose Rivera. Law Library Disclaimer. Can't find your category? Click here. Choose a Legal Category: Family Law. Real Estate and Property Law. Criminal Law. Personal Injury. Defective Products. Intellectual Property. However, license-holders have a legal duty to quickly update their information with the DMV. If police officers pull you over and you do not have a valid California license with a current address, you can be prosecuted, and convicted, under Vehicle Code Section So, unless an experienced Riverside criminal defense attorney represents you, there may be stiff consequences.
Drivers who have licenses from Mexico or other foreign countries do not need California licenses, or even IDPs, if:. These individuals must meet the other two criteria listed above. In some cases, the grace period may double to twenty days. Texas Defensive Driving. See All Defensive Driving Courses. Georgia Real Estate Pre-License. See All Real Estate Courses. Help Center. Sign In. Drivers Ed. Texas Parent Taught Drivers Ed.
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